Get Covered Fast in the Southern States
(Includes: Texas, Florida, Georgia, North Carolina, Virginia)
Regional Considerations
Extreme Weather Risk
Hurricanes and flooding can impact premiums and coverage requirements.
State-Level Minimums Vary
Texas and Florida have different liability laws - we’ll help clarify what’s required.
High Rate of Uninsured Drivers
Some states in the South have higher rates of uninsured motorists, which affects coverage needs.
Average Monthly Rates (Estimate)
|
State
|
Avg Monthly Premium
|
|---|---|
| Texas | $125 – $195 |
| Florida | $145 – $230 |
| Georgia | $120 – $180 |
| N. Carolina | $95 – $150 |
| Virginia | $90 – $140 |
How to Save
- ✅ Bundle with renters or homeowners
- ✅ Shop during policy renewal periods
- ✅ Improve credit score (yes, it’s factored in some states)